Terms and Conditions

Last updated: September 16, 2025

Welcome to www.unravelingwisdom.com. By accessing or using this website and our services, you agree to these Terms and Conditions (“Terms”). Please read them carefully.

1. About Us

Unraveling Wisdom (“we,” “our,” “us”) is a life coaching service based in New Hampshire, United States. Our goal is to support clients in personal growth, self-discovery, and well-being.

2. Use of Our Website

By using this website, you agree to:

Use it only for lawful purposes.
Not attempt to disrupt or harm the website’s functionality.
Provide accurate information when filling out forms.

We may update, suspend, or discontinue parts of the website at any time without notice.

3. Coaching Disclaimer

Life coaching is not therapy, medical treatment, or legal/financial advice. Our services are intended for personal development and should not replace the advice of licensed professionals (such as doctors, therapists, or lawyers).

If you are experiencing a crisis or mental health emergency, please call 911 (in the U.S.) or your local emergency services.

4. Working With Minors

If you are under 18, you may only use our coaching services with the consent of a parent or legal guardian.

5. Payments & Refunds

Payments must be made in full before sessions unless otherwise agreed.
Payments are processed securely through third-party providers (e.g., Stripe, PayPal, WIX).
Refunds are offered at our discretion and subject to our cancellation policy. Please contact us for details.

6. Intellectual Property

All content on this website, including text, graphics, logos, and materials, is the property of Unraveling Wisdom unless otherwise stated. You may not copy, reproduce, or distribute our content without written permission.

7. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of those third parties.

8. Privacy & Cookies

Your use of this website is also governed by our Privacy Policy and Cookie Policy.

9. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any indirect, incidental, or consequential damages resulting from your use of our website or services.
We do not guarantee specific outcomes from coaching sessions.

10. Governing Law

These Terms are governed by the laws of the State of New Hampshire, United States. If you access our site or services from outside the U.S., you are responsible for complying with local laws.

11. Changes to These Terms

We may update these Terms from time to time. The revised version will be posted here with the “Last updated” date.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Unraveling Wisdom
Email: kmgowdy@unravelingwisdom.com
Website: www.unravelingwisdom.com